Bilt Rewards is the only program that earns miles on rent payments — a monthly expense most renters previously couldn't monetize. No annual fee, transfers to 12+ airlines and hotels including United, American, Aeroplan, Alaska, and World of Hyatt.
On the 1st of every month, Bilt runs "Rent Day" promotions — double points on dining, partner hotel offers, and occasional transfer bonuses to specific airline programs. Set a reminder: check Bilt's offers on the 1st before any significant dining or travel spending.
The most powerful Bilt strategy for renters: use Bilt points exclusively for high-value transfer redemptions rather than hotel or cash-back redemptions. Points redeemed for Hyatt or airline miles are worth 1.5–3+ cents each; used for hotel statement credits, they drop to 1 cent. A renter earning 24,000 Bilt points per year through rent alone has enough for a round-trip domestic flight on Alaska Mileage Plan (2 × 10,000 miles) or a one-way business class ticket within Europe via British Airways Avios (8,000 miles).
The Bilt dining category (3x) makes it competitive with Chase Sapphire Preferred (3x dining) and better than Capital One Venture (2x on everything). For renters who also spend heavily on dining, Bilt can accumulate 40,000–60,000 points per year without any annual fee — enough for a one-way transatlantic business class via Flying Blue during a Promo Award month (37,500 miles).
One important note: Bilt requires you to make at least 5 transactions per billing cycle for rent points to count. Set up auto-pay for recurring subscriptions (streaming services, utilities) on the Bilt card to meet this minimum without thinking about it. Missing the 5-transaction minimum means no rent points for that month — a surprisingly common mistake among new cardholders.